If its clothes people need they're better of getting a couple of bits a week in primark or somewhere.additions gave me 1200 credit and i have a littlewoods account of 600 i dont use the littlewoods one to expensive additions is slightly cheaper and i buy big things i cant afford anywhere else like appliances but the credit they give you is mad just a way of getting you to spend more and they are usually the same the warehouse is the same to so if in one cat the item is sold out it is in all of them tbh its not really worth it i think this must be based on how bad your credit rating is, cos mine isnt great at all, and i cant get an account with addition or littlewoods.
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i have a debt relief order in my name but have cleared all the debts, but they still show as defaults on my file and therefore cannot get a dime of credit, i cant even get a capital one card which is apparently easy to get.
i know my rating is bad is the past, but that was over a year ago when i got into debt through my break up etc, now im handling my finances ok, but cos of the past i still cant get credit.
The Nike air ax i want r 99 pounds in the Littlewoods catalogue but are 85 pounds in the Marshallward one.
Thanx tho lol coz i was gonna order them at 99 pounds so u have saved me 14 pounds lol Havent tried Laredoute so gonna try it now x Agreed...they are free with their credit limit....
I mean really bad, so if they accept me then i guess they want to give people a chance. Hi Helen A very valid point but I am with Fashion World at the moment and I am using this account to rebuild my credit. Years ago I lost my job and fell behind on bills leaving my credit in tatters. I am now paying them off and intend to leave the account open with a nil balance after so I can show I am credit worthy.
I do agree with you though, my sister has a friend whose husband has been bankrupted once and she recently lost her job and he still opens credit.
i think this must be based on how bad your credit rating is, cos mine isnt great at all, and i cant get an account with addition or littlewoods.
I just applied for a Choice account and was refused online.
I mean really bad, so if they accept me then i guess they want to give people a chance. Me and my husband have terrible credit rating from our daft teens.
I have applied for every catalogue to try to rebuild our credit again.
My credit has been FAR from perfect but it is just a case of knowing the right steps to rebuilding and improving your credit rating. If you can get one of the above mentioned catalogues then just use that one for 6 months.